Small Business Loans

As a nonprofit lender, LISC Small Business offers loans with competitive rates and terms to reach small businesses who might not qualify for conventional bank loans.

Through us and our partners, we provide loans from $10,000 to $5 million to help your small business expand, create jobs, and drive economic growth in your community.  We offer financing through two SBA programs: 

Community Advantage Loans - $50,000 to $250,000

LISC can finance working capital, equipment, inventory, debt refinancing, business acquisition, real estate, tenant improvements, and startup expenses.

504 Real Estate Loans - $400,000 to $5 million

LISC, along with a certified development company, can finance 90% of real estate acquisition and capital improvement costs. Property must be multi-purpose, 51% borrower-occupied, and located in a low-income community.

Based on your financing needs, our staff can help you determine which loan option is best for your small business. Fill out our online loan application to get started and we'll be in touch.

Impact Lending Program - $1,000 to $1 million

We've partnered with Northeastern University to provide financing from $1,000 to $1 million to small businesses across Boston in need of capital. Our mission is to support small businesses across the city that might not qualify for traditional bank financing. If you're a Boston area business, learn more about Impact Lending here.

We serve small businesses.

Some ways to use loan proceeds:

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